PYMNTS Study

Boomers Go Digital: The Surprising Rise of Digital Wallets Among Brazil’s Older Consumers
Boomers Go Digital: The Surprising Rise of Digital Wallets Among Brazil’s Older Consumers
September 05, 2024  |  Digital Payments

Consumers in Brazil are embracing their digital wallets for making payments. Almost half of consumers use them for paying bills, for example. Surprisingly, it is...

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Application Frictions Slow Australians From Adopting Embedded Lending
Application Frictions Slow Australians From Adopting Embedded Lending
September 03, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It offers convenient, streamlined access to financing for specific expenses from within merchant, business and other...

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53% of Consumers Say They’re Wary of GenAI
53% of Consumers Say They’re Wary of GenAI
September 03, 2024  |  Artificial Intelligence

As generative artificial intelligence begins to make its way into more parts of consumers’ daily lives, many are skeptical of the technology. By the Numbers...

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75% of Companies Still Use Paper Checks Despite High Cost
75% of Companies Still Use Paper Checks Despite High Cost
August 29, 2024  |  Digital Payments

In today’s business environment, effective payment methods are essential. Outdated payment systems can create cash flow challenges, while digital payments offer streamlined processing, enhanced operational...

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Small Businesses Embrace Instant Payments: Benefits Beyond Speed
Small Businesses Embrace Instant Payments: Benefits Beyond Speed
August 29, 2024  |  Real-Time Payments

Small and medium-sized businesses (SMBs) across sectors are widely using instant payments. For many, they have become their primary method of sending payment. Across four...

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FinTechs Now See Credit Unions as Collaborators, Not Competitors
FinTechs Now See Credit Unions as Collaborators, Not Competitors
August 27, 2024  |  Credit Unions

Many FinTechs partner with credit unions (CUs) and other financial institutions (FIs) to provide the innovative products and services that today’s digital-first consumers expect. In...

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Can Banks Crack the Insurance Code? Customers Are Ready
Can Banks Crack the Insurance Code? Customers Are Ready
August 27, 2024  |  Insurance

PYMNTS Intelligence’s data makes it clear enthusiasm for financial institutions (FIs) as insurance providers is growing. In fact, three-quarters of consumers who have already purchased...

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Embedded Finance Catches On With Credit-Shy Japanese Consumers
Embedded Finance Catches On With Credit-Shy Japanese Consumers
August 21, 2024  |  SMBs

Embedded lending is growing in popularity around the globe. It offers users convenient, streamlined access to financing without having to leave the platforms of merchants,...

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4 in 10 Independent Restaurants Use Real-Time Payments
4 in 10 Independent Restaurants Use Real-Time Payments
August 15, 2024  |  Real-Time Payments

The restaurant industry faces financial strain due to inflation and economic downturns, with sales growth projections for 2024 cut to 3.8% from earlier estimates. As...

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