credit decisioning

Nova and Akoya Target Credit Decisioning Amid Open Banking’s Rise
Nova and Akoya Target Credit Decisioning Amid Open Banking’s Rise
September 04, 2024  |  Partnerships

Nova Credit has launched a partnership with data access network Akoya. The collaboration, announced Wednesday (Sept. 4), is designed to help lenders employ cash flow...

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Upstart Unveils Custom Loan Tool for Banks and CUs
Upstart Unveils Custom Loan Tool for Banks and CUs
April 25, 2024  |  Loans

Lending marketplace Upstart has debuted a tool to help lenders offer customized loan offers. That tool, dubbed Recognized Customer Personalization (RCP), lets banks and credit unions (CUs) identify when...

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Experian Debuts Additions to Ascend Analytics Platform
Experian Debuts Additions to Ascend Analytics Platform
December 05, 2023  |  Data

Information services provider Experian has introduced new capabilities for its cloud-based analytics platform Ascend. The new tools are designed to increase operational efficiency, maximize profitability and support lenders and...

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Real-Time Credit Decisioning Helps B2B Payments Feel as Seamless as P2P
Real-Time Credit Decisioning Helps B2B Payments Feel as Seamless as P2P
November 16, 2023  |  B2B Payments

Taking the friction out of payments means taking the friction out of doing business. That’s why business-to-business (B2B) payments represent such an exciting space for...

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The Easiest Way for Suppliers to Lose Business Is With Manual AR
The Easiest Way for Suppliers to Lose Business Is With Manual AR
October 26, 2023  |  B2B Payments

It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. This is...

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Versatile Credit and Acima Leasing Partner on Lease-to-Own Prequalification
Versatile Credit and Acima Leasing Partner on Lease-to-Own Prequalification
October 05, 2023  |  Partnerships

Versatile Credit has partnered with Acima Leasing to offer merchants access to Acima’s lease-to-own (LTO) prequalification feature. This partnership will help merchants optimize their financing and leasing programs,...

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Galileo, Mastercard Team on Smart BNPL for Small Businesses
Galileo, Mastercard Team on Smart BNPL for Small Businesses
October 05, 2023  |  Buy Now Pay Later

David Feuer, chief product officer of Galileo Financial Technologies, told PYMNTS that the current financial services landscape is a challenging one for smaller firms —...

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Why FinTechs Are Telling Customers They No Longer Want Their Business
Why FinTechs Are Telling Customers They No Longer Want Their Business
October 05, 2023  |  Buy Now Pay Later

FinTechs spent years pursuing growth at all costs — where profits were an afterthought. Revenues, eyeballs, clicks and accounts — in short, the more business...

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Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’ Credit
Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’...
June 08, 2023  |  credit frictions

Over the past few years, consumers have steadily returned to brick-and-mortar stores and spending seems resilient, albeit slowing a bit, even with inflation stubbornly in...

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