Stay at the forefront of your industry with our monthly research series. The MonitorEdge report series provides unparalleled insights and data, empowering you to navigate and lead in a rapidly evolving market.
Engage in vital conversations within seven key topics identified by our analysts. Gain insights from comprehensive research studies, the latest news updates, emerging trends, voice-of-the-customer interviews and executive opinions.
Zillennials — the younger millennial and older Generation Z consumers born between 1991 and 1999 — are changing the retail landscape with their distinct preferences and values-motivated buying habits, PYMNTS Intelligence research reveals. As this generation comes of age, their impact on the market is becoming increasingly apparent. Zillennials are decisive shoppers, strongly driven by … Read more
Small businesses and microbusinesses are eager to access embedded lending. Some want to go further and integrate embedded lending into their own platforms. The benefits of smoother cash flow and happier customers are worth it. But often, the embedded lending ecosystem stands in their way. Lenders face many technology and infrastructure integration issues in offering … Read more
When you ask CFOs to identify the main drivers of business uncertainty, their responses often include economic conditions, supply chain disruptions, labor shortages, consumer behavior or even geopolitical factors — all of which are beyond their control. However, there exists a powerful tool that is becoming increasingly crucial for helping middle-market companies mitigate uncertainty: the … Read more
CFOs must keep visionary CEOs and other ambitious executives grounded in financial reality. This means ensuring that any new technology investments produce impacts that justify the price tags, regardless of perceived usefulness. Effective CFOs want to cut through all the buzz around generative artificial intelligence (GenAI) and see exactly how the technology is effective in … Read more
The zillennial generation represents a cross-section of older Gen Z and younger millennial consumers — and is developing clear habits. As digital natives, this generation tends to flock to online channels for shopping, entertainment and to connect via social media more than their parents and grandparents. Like Gen Z and millennial consumers, zillennials are more … Read more
Pay later options have shaken up the retail world over the past several years. As opposed to traditional credit options that offer a maximum limit on a card and bill the user for all monthly purchases, pay later programs allow the user to split a single purchase over a set number of payment installments, sometimes … Read more
Generative artificial intelligence (GenAI) holds immense potential for transforming how organizations deploy technology to improve operational efficiency and drive innovation. Still, many firms fail to fully leverage the technology’s capabilities. For example, half of surveyed chief marketing officers (CMOs) use GenAI for routine tasks like drafting emails and visualizing data. Just 20% use it for … Read more
According to PYMNTS Intelligence’s recent Certainty Report, one-third of middle-market companies in the United States operate in a highly uncertain environment. Uncertainty is problematic for businesses because it hinders their ability to make informed decisions, plan effectively and achieve their objectives. Uncertainty also involves risk, as firms may face unexpected events or outcomes that can … Read more